The Death Benefit is equivalent to 100% of Basic Sum Assured and it is payable in one lump sum.
Example :
Basic Sum Assured = RM 20,000
Lump Sum Payment = RM 20,000
The Accidental TPD Benefit is equivalent to 500% of Basic Sum Assured and it is payable in one lump sum.
Example :
Basic Sum Assured = RM 20,000
Lump Sum Payment = RM 100,000
The Initial Basic Sum Assured Shall increase starting from the 1st renewal with the maximum of 2nd renewals only.
Beginning of Policy Year
Basic Sum Assured Payable
Policy Year 1
100% of initial Basic Sum Assured
1st Renewal
105% of initial Basic Sum Assured
2nd Renewal
110% of initial Basic Sum Assured