Cover repatriation expenses of worker to be sent back to their country of origin.
Cover for the breach of Immigration Act.
Cover when worker is caught involving in illegal & illicit activities (eg: drugs).
Cover when your company goes into liquidation.
Duration of cover (18) months.
A new FWIG is required upon renewing the foreign workers permit.
Daily hospital room & board: Up to 30 days; Up to RM160 per day.
Intensive Care Unit (ICU): Up to 15 days.
Hospital supplies and services, operating theatre, surgical fees, anaesthetist fees, ambulance fees / medical report fees.
In-hospital physician visits: Up to 30 days.
In-hospital specialist consultation visits: Up to 30 days.
Maximum overall annual limit: RM20,000.
Accidental death: RM25,000 (working hours) or RM23,000 (non- working hours).
Permanent disablement: Up to RM23,000 (working hours) or RM23,000 (off working hours).
Temporary loss of income due to temporary disablement.
Hospitalisation & medical expenses: Up to RM750.
Repatriation due to death or permanent disablement: RM4,800.